BANKING
SERVICES
About
The bank of Baroda provides Credit Cards Facility to the members of ICAI to access to tailored credit card solutions. Through this facility, members can conveniently apply for credit cards via a direct link form BOB Credit card team. The product is designed to support members in managing their financial needs by offering secured and reliable credit access, flexible payment options.
Key Features and Offers
The card offers lifetime free membership with enhanced benefits focused on rewards, insurance, and convenience:
|
Feature |
Details |
|
Guaranteed Credit Limit |
Rs. 1 lakh for ACA, Rs. 2 lakhs for FCA with less than 5 years of fellowship, Rs. 3 lakhs for FCA with 5 years or more of fellowship |
|
Annual Fees |
Lifetime free for all members |
|
Reward Points on Spends |
Accelerated rewards: 5 points per Rs. 100 spent on: - (i) Online transactions - (ii) GST payments - (iii) Utility bills payments |
|
Zero Fuel Surcharge |
Waiver on fuel surcharge for all transactions between Rs. 400 to Rs. 5,000 |
|
Credit Terms |
Up to 50 days of interest-free credit |
|
Add-on Cards |
Up to 3 lifetime free add-on cards for family members |
|
Complementary Insurance |
Professional Indemnity Insurance: Up to credit limit, Air Accident Death Cover: Rs. 15 lakhs and Non-Air Accident Death Cover: Rs. 5 lakhs |
|
Zero Liability on Lost Card |
Report loss of card immediately to ensure zero liability on any fraudulent transactions |
|
Special offering |
a) Special offering on Payment Gateway from Bank of Baroda b) Zero rental and special rates for CA firms |
Eligibility
- Age: Primary cardholder between 21–65 years
- Residential Status: Must be an Indian resident
Annual Income: Varies depending on the card variant selected
Documentation
- Mandatory Proof:
- Recent passport-size photograph (clear/white background, no dark/tinted glasses)
- PAN Card
- Address Proof:
- Aadhaar Card (both sides)/ Voter ID/ Passport or Driving Licence
Income Proof:
- Salaried: Bank statement showing salary credit for last 2 months; salary slips if submitted must accompany bank statement
- Self-Employed: Bank statement (PDF format) reflecting business transactions for last 3 months
Discounted Pricing for ICAI Members
- Joining Fee: Nil (Lifetime Free) | Annual Fee: Nil (Lifetime Free)
- Interest Rates: As per card’s terms and conditions (refer to MITC below).
- Other Charges: Applicable for cash withdrawals, late payments, and other services as per MITC
How to Avail the BOB Card Services
- Visit the Application Portal: Member may please visit https://www.bobcard.co.in/credit-card-types/icai-exclusive
- Submit Application: Click on the "Apply Now" link to be redirected to the Bank of Baroda's credit card application portal.
- Fill Application Form: Complete the online application form.
- Upload Documents: Provide necessary documents, including:
- ICAI Membership Card
- Identity Proof
- Address Proof
- Income Proof
- Verification: Bank of Baroda will process your application and verify the submitted information.
- Card Issuance: Upon successful verification, the credit card will be issued and dispatched to your registered address.
Contact Information
- Bank of Baroda Credit Card Team Officials:
- Customer Care: 1800 225 100 / 7100 (24x7)| Email: crm@bobcard.co.in
- Website: www.bobcard.co.in
- For further assistance, members may contact- Mr. Dheeraj Mahendra Mb no. 9930830155| Email: dheeraj.mahendra@bobcard.co.in